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2026 Housing Market Outlook

2026 Housing Market Outlook

After a couple of years where the market felt like it was idling in neutral, 2026 could be the year things finally shift into gear. Experts predict more movement ahead, both from sellers who’ve been waiting for the right moment and buyers ready to take advantage of improving conditions.

More Homes, More Movement

Over the past few years, many homeowners chose to stay put, holding off on buying or selling as affordability and uncertainty dominated the headlines. But that pause button won’t stay pressed forever. Life moves forward, and so does real estate.

Industry forecasts show that more people are expected to make a move in 2026. Whether it’s driven by changing needs, career shifts, or the desire for a lifestyle upgrade, a more active market could open the door for your next opportunity.

Mortgage Rates Are Easing

For many buyers, mortgage rates have been the biggest hurdle. After climbing close to 7% earlier this year, rates have started to ease and experts expect that gradual decline to continue into 2026.

It won’t be a straight line down (real estate rarely is), but even small dips can make a meaningful difference in your monthly payment and overall affordability. Forecasts suggest we could see rates settle into the low 6s, or possibly even the high 5s, by next year.

That means now is the time to start preparing. Buyers who plan ahead can move quickly when the right home or rate appears and sellers can benefit from renewed buyer confidence and increased activity.

Home Prices: Stable and Sustainable

On the pricing side, national forecasts call for steady, not steep, growth. Prices are expected to continue rising, but at a more moderate and sustainable pace than in recent years.

In the Triangle, that trend could look a bit different depending on location and inventory. Well-positioned homes in desirable neighborhoods will continue to draw strong interest, while areas with more supply may see prices level out slightly.

The key takeaway: we’re moving toward a healthier, more balanced market: one where buyers and sellers both have room to succeed.

The Bottom Line

After a quieter stretch, 2026 is shaping up to bring more movement and more opportunity. With home sales projected to rise, mortgage rates trending lower, and prices stabilizing, the market may finally feel more approachable again.

If you’ve been waiting for the right time to buy or sell, this could be it. The key is preparation, understanding your local market, and having a strategy in place before conditions shift.

The Tucker Realty Group team is here to help you move with confidence. Whether you’re exploring your options or ready to take the next step, we’ll help you make 2026 your year.

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